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This site provides general information only.

Nothing here constitutes personalized financial advice or product recommendations.

The information on this website is intended for general purposes and does not address your individual circumstances. Consult with a qualified advisor before making financial decisions. Results may vary for each person. Past performance doesn’t guarantee future results.

General notice

Our subscription is for ongoing financial planning guidance. We do not make guarantees about specific outcomes, and results may differ based on your situation. This site does not offer investment, legal, or tax advice.

Limitations of liability

We strive for accuracy but cannot guarantee completeness or timeliness of content.

We are not liable for any reliance on website materials.
No responsibility is assumed for errors or omissions.
Third-party links are not endorsed or warranted by us.
Your use of the site is at your own risk.

Accuracy of information

We regularly update this website, but some information may become outdated. Always confirm details with a professional advisor before making important decisions.

We do not guarantee all content is current or accurate.

Not professional advice

Content is not a substitute for personalized financial, legal, or tax advice from a licensed professional.

External links

Links to third-party sites are provided for convenience. We are not responsible for their content, privacy, or accuracy.

Results may vary disclaimer

Financial outcomes depend on individual circumstances and choices. We cannot predict or ensure specific results.

Results may differ by person

Your experience with our subscription service may differ from others. Past results do not guarantee future outcomes.

Financial and fee disclosure

We charge a $250/month subscription with no additional fees or commissions.

No product sales or commission-based compensation involved.
You have full control to pause or cancel at any time.
All consultations are confidential under Canadian privacy law.

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Canadian federal and provincial laws apply.

Check local regulations to ensure our service is right for you.

Indemnification

By using this site, you agree to hold us harmless for any losses resulting from your actions based on site content.

Severability

If any part of this disclaimer is found invalid, the rest remains in effect.

Modifications

We may update this disclaimer. Please review periodically for changes.

Contact us

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Email address: content@zarapyriafivoex.com

Phone: +1 (816) 312-2800

Mailing address: 2001 Boulevard Robert-Bourassa, Montreal, QC H3A 2A6 Canada

Effective date: September 19, 2025

Last updated: September 19, 2025